Phil has been in the Insurance industry since his graduation from the University of Georgia in 1972. He first began his career with Mutual of New York, where he started as a Life Agent and later was promoted to Agency Manager.

In 1984, Phil started in the Property and Casualty business with Cotton States Insurance, where he had a successful career for 24 years. In 2008, he transitioned to the Property and Casualty business as an Independent Agent.

Over the past 39 years, Phil has won numerous awards for both production and agency management. He is married to the former Faye Daniel of Athens and they are members of Prince Avenue Baptist Church.

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